As a single mother, it can be quite difficult to get away at times in order to recharge your batteries. It’s not selfish of yourself to want to have some “you” time. In fact, most family therapists insist that you find time to care for yourself in order to improve the way you handle the day-to-day stresses of family life. While the vacation may seem like an incredible idea, how can you afford to get away for a weekend? By carefully budgeting your credit card to help you, you can take a relaxing, stress-reducing trip.
How Bonus Miles Can Help You Get Away for a Few Days
With the right credit card in your pocket, you can build up enough miles in order to take a small vacation to catch your breath. By saving up your sign up bonus and then making purchases periodically, you can quickly accumulate what’s needed in order to pay for a flight to a wide range of destinations.
There are so many credit card options out there, sometimes it takes some time to find the right one. MileCards.com can help you sort through SkyMiles credit card offers to find the best solution for your needs. Over the period of a relatively short amount of time, bonuses can add up very quickly allowing you to pay for flights and hotel rooms to virtually anywhere Delta flights will take you.
As a single mom, there are many times when you can purchase various items using your Delta SkyMiles credit card that can ultimately place you in a vacation hotspot. Every time you swipe that card is another collection of reward miles added to your account. Whether you’re buying food, diapers, and school clothes or paying for school activities, each purchase puts you closer to a weekend getaway. While you could make some of those purchases in cash, why not use the credit card and reward yourself later on?
Maximizing the Vacationing Experience
Although you may use your rewards card to make various purchases, not carrying a balance when it comes time to take flight can help maximize your experiences abroad. Depending on your available balance, you can pay for an incredible experience over time instead of relying on a savings account. Let your miles pay for the flight and possibly hotel stay, but use the rewards card to make purchases while on vacation. This not only allows you to afford an experience you may not have otherwise, it can also build miles for your next vacation with each expense.
Problems with Maintaining a Savings Account
Savings accounts can be a wondrous thing when used properly. The money you deposit into these accounts can accrue interest for no other reason than because it’s sitting in the bank. The problem with trying to save up for a vacation is the fact that many mothers have to use that account in order to pay for emergency expenses. While it may sound good in theory, many situations arise that force you to pull money out. If you are able to maintain a savings account, then you can use it in unison with your rewards card while on vacation and vastly increase the experience.
The Reality of a Lavish Vacation When You Make Less than $40,000 Per Year
Luxurious vacations don’t have to be isolated to those that make a decent living. As long as you can maintain a good credit rating, you can have those amazing vacations without having the highest paying job. As your credit builds over time, your available balance will increase to the point of providing the means to pay for a nice weekend away without the kids. Good credit does more for you than allow you to buy a house or a car. It can help you stay ahead of your finances and have a safety net for those unexpected expenses.
One of the best practices you can have as a single mother is to realize your spending needs. With a strong budget plan in effect, you can make sure that you have enough to care for the children and yourself as well as a plan for repaying the credit card after the vacation you surely need. Single parenting is difficult, and being able to come home and be more of an effective parent after relaxing for a few days and gathering your composure is a good plan.
As long as you budget your money well, it’s possible to have many of the finer things in life. Too many people will live beyond their means and put themselves into financial jeopardy. Usually, this is caused by impatience towards wanting certain things. It’s all about understanding priorities and how credit can work to improve your lifestyle. Find the perfect SkyMiles credit card offers for your budget and begin building towards that perfect getaway. It may help you become a better parent for your children.